Author name: The Debt Survival Guide

David had been making steady progress on his debt when a necessary expense appeared at the worst moment. His checking

Don stared at the payment confirmation and then at the credit-card balance. The payment had been meant to finish the

Mary watched the balance on her credit-card app climb after replacing a broken appliance. She had the money to pay

Tom opened his credit-card statement expecting the usual rewards summary. Instead, the annual fee sat near the top, and the

Linda had finally paid the card to zero. The last payment posted on a Friday, and for a few minutes

James had already stopped opening the mail. The problem was not that he did not care; it was that every

Patricia stared at the merchant’s message on her phone while the credit-card statement showed the original purchase still sitting there.

Robert opened his credit-card statement expecting a familiar list of purchases. Instead, one hotel charge appeared twice, a payment he

Karen noticed the charge after the cancellation page finally accepted her request. The amount was not enormous, but it appeared

John opened his statement expecting relief because the balance transfer had given him months without the usual interest pressure. Instead,